Fee

I offer free 30 minute phone consultations in order to hear what your challenge is and assess if we might be a match.  510-686-3390  or schedule a time online.

Fees:
For 50 minutes, I charge $180
For 80 minutes, I charge $250

A standard therapy hour lasts 50 minutes. I can also arrange for longer sessions as needed, on a pro-rated basis.  Sessions of 80 minutes in length can be especially useful for EMDR and couples work.

First Appointment Special:  My first appointment, I offer a 80 minute appointment for the price of a 50 minute appointment.

Low/Sliding Fees:  Currently all of my low-fee slots are taken, but attached is a list of therapists I’ve contacted that take low-fee clients.  If you are not able to afford my fee and would like to know about a low-fee couples therapists list for low-income people.

Cancellation Policy:  I have a 72 hour cancellation policy.

Same Day Appointment:  My online schedule does not allow you to sign up for same day appointments.  If you are time sensitive, do not hesitate to give me a call at 510-686-3390 or email me at todd@toddharveymft.com

Payment Method:  I prefer cash or check.  If you happen to not have cash with you, I also can us my “Square” or charge you through your credit card that you use when you sign up for an appointment.  I prefer cash or check because the companies charge me a few percent to charge it via the card.

Insurance:  I am not on any insurance panels.  I do not work directly with insurance companies, however I am happy to provide a monthly statement for PPO reimbursement.

Flexible Spending Account (FSA)  If you have a health care Flexible Spending Account (FSA) though your employer, the cost of psychotherapy may be an eligible reimbursable expense. Check with your employer’s Summary Plan Description for more information.  Often they do cover psychotherapy.

Why I do not work with insurance:  I do not work with insurance companies for four reasons:
1)  most of the lists are filled.  Insurance companies do no quality control other than affirming you’ve a license.  So the lists are full.
2)  Insurance companies typically make me pathologize you in order to provide coverage.  Most of my clients, I do not see as “disordered”.  I see them suffering from normal responses to mal-adaptive circumstances that get stuck.
3)  The paperwork is a pain in the butt.  They often make me re-pathologize the client every few weeks and make rediculous statements like, “the patient is 55% better this week.”  In reality, therapy does not work like that.
4)  Unless you’ve amazing insurance, I recommend not using it for mental health.  My fear is that insurance companies will use the fact that you went to therapy against you in the future by raising your rates (seeing you as a higher risk).  I think this is unfair.  They may think that because you struggle with a life transition or need some assistance in enhancing your relationship that you will be a expensive client over your life.  I personally have always paid out of pocket in order to keep future medical insurance bills lower.